Now in beta — accredited investors welcome

Your AI Portfolio Manager for Mortgage Investing

MortgageAgent deploys autonomous AI agents that continuously assess lending risk, rebalance your portfolio, and monitor loan performance — around the clock. Built for accredited real estate investors who want passive income without constant oversight.

Portfolio Yield
8.4%

vs. 5.2% market avg.

Risk Score
72 / 100
Active Loans
24
Autonomous AI Agents
Dedicated agents monitor market conditions, evaluate borrower creditworthiness, and act on opportunities — without manual input.
Real-Time Risk Assessment
Every loan in your portfolio is scored continuously. When risk metrics shift, your agent recommends or executes rebalancing automatically.
24/7 Loan Monitoring
Missed payments, lien status changes, and market shifts are detected as they happen. You get alerts; your agent takes action.

Everything a mortgage investor needs

One platform for sourcing, assessing, and managing short-term mortgage investments — powered by AI that never sleeps.

AI-curated deal flow from hundreds of lenders

MortgageAgent ingests loan listings across peer-to-peer platforms, filters by LTV, credit score, property type, and your risk appetite — then surfaces only the deals that fit your strategy. No more scrolling through hundreds of opportunities manually.

  • Automated LTV and DSCR screening
  • Borrower creditworthiness scoring
  • Cross-platform deal aggregation
  • Personalized deal alerts
Active Deal Flow
3 new today

Austin, TX — Fix & Flip

LTV 65%

84

Phoenix, AZ — BRRRR

LTV 70%

79

Nashville, TN — New Construction

LTV 60%

91

Up and running in minutes

No complex onboarding. Connect your investor profile, set your risk parameters, and your agent goes to work.

01

Define Your Strategy

Set your target returns, risk ceiling, preferred loan types, and geographic focus. Your agent uses these as its operating boundaries — nothing happens outside them.

02

Agent Deploys

Your AI agent immediately begins scanning deals, building a shortlist, and monitoring every active loan in your portfolio — 24 hours a day.

03

Review & Act

Your agent surfaces actionable recommendations with full context. Approve a deal, adjust allocations, or let it act autonomously within your preset limits.

Ready to invest smarter?

Join accredited investors using MortgageAgent to manage their mortgage portfolios with less effort and more intelligence.

Get early access to AI-managed mortgage portfolios — starting at $10.
Join the waitlist to be notified when early-investor seats open.

Contact us anytime at mortgageagent@polsia.app

Try it now

Score a sample loan in seconds

Put the scorer through its paces with a property type, LTV, and credit score. You'll get a deterministic risk band and a suggested investment percentage — no signup, no real data.